H.R. 8278 · 119th Congress

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

Not law Latest action Sep 16, 2026: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Where it stands

  1. Introduced Done · Apr 14, 2026
  2. Committee Done · Apr 14, 2026
  3. Passed House Done · Sep 15, 2026
  4. Passed Senate Not yet
  5. President Not yet
  6. Law Not yet

From the official actions on Congress.gov.

Key points

What it changes
A plain-language summary isn't ready yet. The official summary below describes the bill.
Who it affects
A plain-language summary isn't ready yet. The official summary below describes the bill.
What it costs
The Congressional Budget Office published a cost estimate on Aug 27, 2026 (as reported by the House Committee on Financial Services on June 24, 2026): H.R. 8278, Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act ↗
Where it stands
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sep 16, 2026)
What happens next
The Senate would need to pass it next.

Official summary

Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act This bill requires specified federal financial agencies to assess their technological capabilities and procurement practices. Specifically, agencies (the Federal Reserve Board, the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Department of the Treasury, the Office of the Comptroller of the Currency, the Financial Crimes Enforcement Network, the Federal Housing Finance Agency, and the National Credit Union Administration) must assess the technology used by the agency and its capabilities to conduct real-time supervisory assessments of entities over which the agency has supervisory authority. Additionally, the agencies must assess the applicable procurement rules and protocols when acquiring or developing new technological systems and identify any opportunities to streamline these procedures. Every five years, these agencies must report to specified congressional committees. Among other topics, the report must contain an overview of the technology used in supervisory assessments and any anticipated upgrades, a description of procurement practices, an overview of the agency’s technology development workforce, and details regarding data sharing procedures.

Summary by the Congressional Research Service (Reported to House version), via Congress.gov. These are proposed provisions, not enacted law.

Recorded votes

  1. HOUSEFinal passageSep 15, 2026 · roll call 302

    On Motion to Suspend the Rules and Pass, as Amended: Passed (417–7)

    This vote decided whether the bill passes this chamber.
    Votes by party
    How each party voted on roll call 302
    PartyYesNoPresentDid not voteShare voting Yes
    Democratic213001
    Republican203708
    Independent1000

    Party totals from the official roll call.

    Map: how each state voted

    Each state is shaded by the share of its U.S. House members who voted Yes, out of those who voted Yes or No. Colors show the vote, not party.

    Office of the Clerk, U.S. House ↗ — includes how every member voted

Vote types come from the official question text. How we label votes

Legislative history

  1. Sep 16, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. Sep 15, 2026Motion to reconsider laid on the table Agreed to without objection.
  3. Sep 15, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 417 - 7 (Roll no. 302). (text: CR H5605)
  4. Sep 15, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 417 - 7 (Roll no. 302). (text: CR H5605)
  5. Sep 15, 2026Considered as unfinished business. (consideration: CR H5822-5823)
  6. Sep 14, 2026At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  7. Sep 14, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 8278.
  8. Sep 14, 2026Considered under suspension of the rules. (consideration: CR H5605-5608)
  9. Sep 14, 2026Ms. De La Cruz moved to suspend the rules and pass the bill, as amended.
  10. Jun 24, 2026Placed on the Union Calendar, Calendar No. 617.
  11. Jun 24, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-711.
  12. Jun 24, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-711.
  13. May 13, 2026Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
  14. May 13, 2026Committee Consideration and Mark-up Session Held
  15. Apr 14, 2026Referred to the House Committee on Financial Services.
  16. Apr 14, 2026Introduced in House
  17. Apr 14, 2026Introduced in House
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