Small Business Lending Fraud Prevention Act

Where it stands

1. Introduced Done · Feb 5, 2026
2. Committee Done · Feb 5, 2026
3. Passed House Done · Jun 24, 2026
4. Passed Senate Not yet
5. President Not yet
6. Law Not yet

From the official actions on Congress.gov.

Key points

What it changes

A plain-language summary isn't ready yet. The official summary below describes the bill.

Who it affects

A plain-language summary isn't ready yet. The official summary below describes the bill.

What it costs

No cost estimate yet.

Where it stands

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. (Jul 13, 2026)

What happens next

The Senate would need to pass it next.

Official summary

Small Business Lending Fraud Prevention Act This bill requires Small Business Administration (SBA) employees who participate in the origination, review, or approval of SBA loans to certify in writing prior to such participation that the employee does not have any conflict of interest with respect to the loan, will disclose any such conflict of interest arising after the certification is made, and understands the requirements with respect to conflicts of interest applicable SBA employees. Under current law, federal employees must disclose financial conflicts of interest with respect to a particular matter and recuse themselves from such matter (with limited exceptions upon authorization from the employee's agency designee). The SBA must issue regulations implementing the requirements of this bill.

Summary by the Congressional Research Service (Reported to House version), via Congress.gov. These are proposed provisions, not enacted law.

Recorded votes

1. HOUSEFinal passageJun 24, 2026 · roll call 225

   On Motion to Suspend the Rules and Pass: Passed (415–0)

   This vote decided whether the bill passes this chamber.
   Votes by party

   How each party voted on roll call 225

   Party	Yes	No	Present	Did not vote	Share voting Yes
   Democratic	205	0	0	7
   Republican	209	0	1	8
   Independent	1	0	0	0

   Party totals from the official roll call.

   Office of the Clerk, U.S. House ↗ — includes how every member voted

Vote types come from the official question text. How we label votes

Legislative history

1. Jul 13, 2026Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
2. Jun 24, 2026Motion to reconsider laid on the table Agreed to without objection.
3. Jun 24, 2026On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225).
4. Jun 24, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 415 - 0, 1 Present (Roll no. 225).
5. Jun 24, 2026Considered as unfinished business. (consideration: CR H4226-4227)
6. Jun 23, 2026At the conclusion of debate, the chair put the question on the motion to suspend the rules. Mr. Williams (TX) objected to the vote on the grounds that a quorum was not present. Further proceedings on the motion were postponed. The point of no quorum was considered as withdrawn.
7. Jun 23, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 7401.
8. Jun 23, 2026Considered under suspension of the rules. (consideration: CR H4140-4141; text: CR H4140)
9. Jun 23, 2026Mr. Williams (TX) moved to suspend the rules and pass the bill.
10. Feb 20, 2026Placed on the Union Calendar, Calendar No. 426.
11. Feb 20, 2026Reported by the Committee on Small Business. H. Rept. 119-500.
12. Feb 20, 2026Reported by the Committee on Small Business. H. Rept. 119-500.
13. Feb 11, 2026Ordered to be Reported by the Yeas and Nays: 24 - 0.
14. Feb 11, 2026Committee Consideration and Mark-up Session Held
15. Feb 5, 2026Referred to the House Committee on Small Business.
16. Feb 5, 2026Introduced in House
17. Feb 5, 2026Introduced in House