TRIA Program Reauthorization Act of 2026

Where it stands

1. Introduced Done · Jan 16, 2026
2. Committee Done · Jan 16, 2026
3. Passed House Done · Jun 29, 2026
4. Passed Senate Not yet
5. President Not yet
6. Law Not yet

From the official actions on Congress.gov.

Key points

What it changes

A plain-language summary isn't ready yet. The official summary below describes the bill.

Who it affects

A plain-language summary isn't ready yet. The official summary below describes the bill.

What it costs

No cost estimate yet.

Where it stands

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Jul 13, 2026)

What happens next

The Senate would need to pass it next.

Official summary

TRIA Program Reauthorization Act of 2026 This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Summary by the Congressional Research Service (Reported to House version), via Congress.gov. These are proposed provisions, not enacted law.

Recorded votes

1. HOUSEFinal passageJun 29, 2026 · roll call 229

   On Motion to Suspend the Rules and Pass, as Amended: Passed (373–15)

   This vote decided whether the bill passes this chamber.
   Votes by party

   How each party voted on roll call 229

   Party	Yes	No	Present	Did not vote	Share voting Yes
   Democratic	191	0	0	21
   Republican	181	15	0	22
   Independent	1	0	0	0

   Party totals from the official roll call.

   Office of the Clerk, U.S. House ↗ — includes how every member voted

Vote types come from the official question text. How we label votes

Legislative history

1. Jul 13, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2. Jun 29, 2026Motion to reconsider laid on the table Agreed to without objection.
3. Jun 29, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
4. Jun 29, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
5. Jun 29, 2026Considered as unfinished business. (consideration: CR H4302-4303)
6. Jun 29, 2026At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
7. Jun 29, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
8. Jun 29, 2026Considered under suspension of the rules. (consideration: CR H4273-4279)
9. Jun 29, 2026Mr. Flood moved to suspend the rules and pass the bill, as amended.
10. Mar 19, 2026Placed on the Union Calendar, Calendar No. 482.
11. Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
12. Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
13. Jan 22, 2026Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
14. Jan 22, 2026Committee Consideration and Mark-up Session Held
15. Jan 16, 2026Referred to the House Committee on Financial Services.
16. Jan 16, 2026Introduced in House
17. Jan 16, 2026Introduced in House