Main Street Parity Act

Where it stands

1. Introduced Done · Oct 14, 2025
2. Committee Done · Oct 14, 2025
3. Passed House Done · Jan 20, 2026
4. Passed Senate Not yet
5. President Not yet
6. Law Not yet

From the official actions on Congress.gov.

Key points

What it changes

A plain-language summary isn't ready yet. The official summary below describes the bill.

Who it affects

A plain-language summary isn't ready yet. The official summary below describes the bill.

What it costs

No cost estimate yet.

Where it stands

Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship. (Jan 26, 2026)

What happens next

The Senate would need to pass it next.

Official summary

Main Street Parity Act This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.

Summary by the Congressional Research Service (Reported to House version), via Congress.gov. These are proposed provisions, not enacted law.

Recorded votes

1. HOUSEFinal passageJan 20, 2026 · roll call 32

   On Motion to Suspend the Rules and Pass: Passed (383–8)

   This vote decided whether the bill passes this chamber.
   Votes by party

   How each party voted on roll call 32

   Party	Yes	No	Present	Did not vote	Share voting Yes
   Democratic	195	2	0	16
   Republican	188	6	0	24
   Independent	0	0	0	0

   Party totals from the official roll call.

   Office of the Clerk, U.S. House ↗ — includes how every member voted

Vote types come from the official question text. How we label votes

Legislative history

1. Jan 26, 2026Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
2. Jan 20, 2026Motion to reconsider laid on the table Agreed to without objection.
3. Jan 20, 2026On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)
4. Jan 20, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)
5. Jan 20, 2026Considered as unfinished business. (consideration: CR H939-940)
6. Jan 20, 2026At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
7. Jan 20, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 5763.
8. Jan 20, 2026Considered under suspension of the rules. (consideration: CR H930-931)
9. Jan 20, 2026Mr. Williams (TX) moved to suspend the rules and pass the bill.
10. Dec 12, 2025Placed on the Union Calendar, Calendar No. 354.
11. Dec 12, 2025Reported by the Committee on Small Business. H. Rept. 119-406.
12. Dec 12, 2025Reported by the Committee on Small Business. H. Rept. 119-406.
13. Nov 18, 2025Ordered to be Reported by the Yeas and Nays: 27 - 0.
14. Nov 18, 2025Committee Consideration and Mark-up Session Held
15. Oct 14, 2025Referred to the House Committee on Small Business.
16. Oct 14, 2025Introduced in House
17. Oct 14, 2025Introduced in House